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When faced with the task of making a claim after being injured in an accident, one of the biggest fears people have is that the insurance company is going to unnecessarily delay their settlement. The solution, they believe, is to hire a lawyer who will strong-arm the insurance company into “coughing up the money” that they would rather hold onto.
The truth is almost the exact opposite. In fact, if you want a quick settlement of your claim, you may well be better off “going it alone” and making your claim by yourself. There are a number of reasons:
1) The attorney isn’t you. He/she cannot settle a claim without your express consent. So even if the insurance company has made a solid offer, it has to be conveyed to the lawyer, then to you. Then you have to give the lawyer your consent, and that has to be passed along to the insurance company. It may seem like a straightforward process, but in this age of answering machines and phone tag, simply communicating agreement can take days, if not weeks.
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